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Property Insurance

Business Interruption

Business interruption cover responds to the income a business loses while it recovers from insured damage to its property - the period when production has stopped, premises are unusable or a key machine is being replaced, yet salaries, rent and financing costs continue.

It is written alongside a material damage policy rather than on its own, and the indemnity period is set to how long an operation in the Kingdom would realistically take to rebuild and return to trading, allowing for the lead times on imported plant and for local permitting.

Risk Coverage

  • Fire
  • Lightning
  • Explosion
  • Aircraft, or other aerial devices or articles dropped there from Impact by vehicles, watercraft, locomotives or rolling stock
  • Earthquake
  • Riot
  • Strike
  • Civil commotion
  • Malicious damage
  • Busting or overflowing of water apparatus

Pre-requirements

  • Same as Property All Risk Pre-requisites
  • Awards
  • FWA Site of the Day
  • Awwwards Site of the Day
  • CSSAwards Site of the Day
  • Bronze ADCN Lamp (Digital Craft)