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Fidelity Guarantee


• Dishonesty
• Fraud
• Loss of property
• Loss from loans or trading

  • Extensions:

    • A change in circumstances or conditions of the given employment without company's consent
    • Losses arising outside KSA
    • Losses due to negligence and no monitoring and control
    • Losses by an act committed subsequently to an earlier act of dishonesty/fraud which had come to the notice of the insured party's representative/supervisor
    • Discovered more than 12 months after the termination of either the guarantee or the service of employee concerned
    • Caused by an employee after discovery of previous fraud or dishonesty
    • Inventory losses
    • Losses resulting directly or indirectly from trading securities in your name by means of a genuine or fake account
    • Consequential losses of any nature
    • Any form of legal liability

  • Pre-requirement:

      Broker of Record
      Commercial Registration
      Wassel /National Address
      VAT Certificate
      Breakdown List
      3 years claims experience
      A declaration letter if first time insurance
      Proposal Form

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