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Property All Risk

SECTION I : Material Damages

Material damage cover insures the physical assets of the business against accidental loss or damage. It is often purchased as part of a broader business insurance solution and includes both Indemnity and replacement covers. Theft and fraud cover can be included.

SECTION II : Business Interruption  Check

Business interruption insurance is insurance coverage that replaces business income lost in a disaster. The event could be, for example, a fire or a natural disaster. Business interruption insurance is not sold as a separate policy but is either added to a property.

• Fire
• Lightning
• Explosion
• Aircraft, or other aerial devices or articles dropped there from Impact by vehicles, watercraft, locomotives or rolling stock
• Earthquake
• Riot
• Strike
• Civil commotion
• Malicious damage
• Busting or overflowing of water apparatus