Material damage cover insures the physical assets of the business against accidental loss or damage. It is often purchased as part of a
broader business insurance solution and includes both Indemnity and replacement covers. Theft and fraud cover can be included.
Business interruption insurance is insurance coverage that replaces business income lost in a disaster. The event could be, for example, a fire or a natural disaster.
Business interruption insurance is not sold as a separate policy but is either added to a property.
• Aircraft, or other aerial devices or articles dropped there from Impact by vehicles, watercraft, locomotives or rolling stock
• Civil commotion
• Malicious damage
• Busting or overflowing of water apparatus
ID copy of owner
5 years claim experience
Wassel /National Address
Survey report (if available)
Civil defense certificate
Confirm CCTV are installed (Y/N)
A declaration letter if first time insurance
Digital Photos (inside / outside of premise)